Being in an accident is likely the last thing you think about when hopping into your Uber. However, Uber vehicles are no different from any other cars on the road – accidents can happen. With this in mind, what do you do if your Uber crashes?
Are you covered under insurance? Do you call an Uber accident lawyer? Do you need a lawyer at all? These are questions you should know the answers to before you book your next Uber ride.
After all, it is better to prepare in case of an accident than for it to surprise you. To start, read the following and review the steps you need to take after your Uber crashes.
Steps to Take After an Uber Accident
The first thing you want to do if your Uber has an accident is to call the police. Dialing 911 will give you not only the police, but the dispatcher can notify any medical service you might need.
Remember, some injuries are hard to see. So, it is best to see a medical professional for a complete evaluation.
After you get to a safe place, take pictures of your surroundings. Jot down the location of the accident and what circumstances might have led to it. How was the weather? What happened exactly?
Keep any notes you remember about the accident and the scene to accommodate the pictures you take.
If you were in an accident in your own car, you would want to collect as much information as possible. This includes the name and contact of the other driver, their insurance information, and the names of any witnesses. Uber accidents are no different.
Keep all the information and pictures you gather in one spot for easy access. This file will be useful for your Uber accident lawyer if you need one.
Even though you were the passenger and not the driver, do not count on your Uber driver to collect this information. Your priority is to make sure you cover all your bases.
Create a Report
While it is important to seek medical attention, it is just as necessary to report your accident. Call your insurance company and Uber. You already received insurance information from the other driver, so you will want to call their insurer as well.
Call an Uber Accident Lawyer
You have rights, and you want to make sure you protect those rights. So, if you are in a ride-share accident, contact an Uber accident lawyer. Even if you think you only have a few bumps and bruises, you need someone looking out for your interests. Uber might offer to cover your expenses, but you want a professional to make sure they account for everything.
Ultimately, Uber is a company, and as such, its priority is protecting its interests. On the other hand, an Uber accident lawyer’s priority is protecting you.
Am I Covered Under Insurance?
When you ride in an Uber, you are covered under Uber insurance if you are in an accident. If your Uber driver is at fault, even partially, the Uber insurance your driver carries will cover you up to $1 million in damages.
However, that part of the insurance also covers the other driver and any passengers in that car. So, when expenses start adding up, they can eat up that coverage quickly. The incident and the following case can get complicated, which is where your Uber attorney comes into the picture.
What If Your Uber Driver Isn’t at Fault?
If your Uber driver is not at fault, your insurance coverage falls under the other driver’s insurance. That is if they have any at all. Uber does carry uninsured motorist coverage for their drivers and passengers in that instance. If the other driver does have insurance, you do not know the extent of their coverage.
In other words, there is a chance the other insurer will not cover the full extent of your overall damages and expenses following an accident.
Since you cannot predict who you will have an accident with or what their coverage will be, it is best to consult a qualified attorney after an Uber accident.
When you step into an Uber, it is just like stepping into any other vehicle – there are risks. While that risk might be small, there is a chance your Uber driver will have an accident. It might not be the driver’s fault in every case, but your bottom line is the same.
You could have damages and expenses.
Collecting information at the scene, reporting the incident, taking pictures, and getting medical attention is a great start. However, you have to remember that accident cases can have complications. You need someone on your side to represent your interests.
If your ride results in an accident, call Adamson Ahdoot LLP at (800) 310-1606 to speak with an Uber accident lawyer. We know the legal process and are here to ensure you receive the compensation you need after an accident.