As our first road to earning you a payout is to recover from the at-fault party, your level of insurance is generally not an issue. However, in California, there is a law based on Proposition 213, which prohibits the drivers of motor vehicles from recovering general damages, often called “pain and suffering” when they are involved in a motor vehicle accident. So, if you don’t have insurance and the other party has insurance, you will not be entitled to pain and suffering, or general damages, if you are involved in a motor vehicle accident.
Even if you’re uninsured, legal responsibility is often unclear and the best way to understand your options is to have one of our specialists provide a free review your case.