What To Do If The Other Driver’s Insurance Company Keeps Calling
In the aftermath of a car accident, one of the most common unsettling experiences you’ll face is dealing with the relentless calls from the other driver’s insurance company.
While it’s natural for insurance providers to investigate personal injury claims, these persistent calls can quickly become overwhelming and stressful.
If you want to learn what to do when the other party’s insurance company keeps calling you, you’ve come to the right place.
In this blog, we’ll discuss practical tips on how to handle persistent calls from insurance providers and explore the benefits of hiring a personal injury lawyer.
Why is The Other Insurance Company Calling Me?
Before we proceed with how you can deal with the other insurance company, let’s discuss why they’re reaching out to you in the first place.
There are plenty of reasons why they keep calling you. Examples of this include:
Offering A Quick Settlement
Most insurance companies will call you to offer a quick settlement. They’ll argue that settling is a much better option because it’s the easiest way to get compensated for your damages.
Pursuing legal action takes time and a lot of your resources. But by agreeing to settle, you’ll be able to get compensation for your injuries in no time.
The reason why adjusters are suggesting this is because settlements are more favorable for them. The less they have to pay in payouts, the better. So, they will do everything they can to convince you that a quick settlement is the best course of action for your case.
Independent investigation is the insurance provider’s first line of defense against those making false claims against their clients. However, most of them also use this as a chance to look for any information they can use against you.
Adjusters use plenty of tactics to get incriminating details from injured victims. Some examples of this include:
- Getting them to admit fault.
- Persuading them to think that the value of their claim is low.
- Coaxing them to talk about a contradicting aspect of the car accident.
- Luring them to discuss their diagnosis and prognosis.
How Do I Get Insurance Companies to Stop Calling Me?
Truthfully, there’s no surefire way to get insurance companies to stop calling you. The great news is you’re not legally obligated to answer them.
Yes, you have to cooperate with them once you file your claim against the other driver, but you still have the option to ignore their calls. If, by accident, you answer one of them, here are a few pointers you need to remember:
- Ask for their information: Make a note of their name and other contact information. You can use this as a reference in the future.
- Don’t Agree to A Recorded Call: Some adjusters will convince you to allow them to record your conversation. If they ask you for permission, politely decline.
- Don’t Discuss Your Diagnosis: Avoid discussing your injuries and your official diagnosis. They can use this to question the value of your claims.
- Limit Your Answers: Most adjusters will trick you into thinking you’re having a friendly chat with them. But in reality, they’re looking for anything they can use against your claim. To avoid this, limit your answers to what is asked of you. Don’t provide more information than needed.
Remember that you don’t have to talk to them. If you’re having trouble saying no, tell them to contact your insurance company’s adjuster or let them know you’ll be turning your claim over to a personal injury lawyer.
How Can A Personal Injury Lawyer Help Me?
After you receive your first few calls from the other party’s insurance company, you should hire a personal injury lawyer. Here’s how they can help you get the justice and compensation you deserve:
Speak On Your Behalf
Talking to adjusters can be a traumatizing experience. These highly skilled professionals use persuasive tactics to convince victims like you that they’re on your side. They won’t stop until they’ve talked you into accepting a low settlement amount.
Fortunately, personal injury lawyers know these strategies very well. They can spot them from a mile away and know how to avoid them.
Once you decide to hire legal representation, your attorney will be the one to deal with the at-fault party’s insurance provider. They’ll correspond to any calls or emails they send your way.
Negotiate On Your Behalf
It’s rare for insurance companies to accept a claim right away. Most of the time, they’ll try to send you a counteroffer settlement. These offers often don’t reflect the true value of your case, but fortunately, your lawyer can negotiate on your behalf.
Establishing fault is one of the more challenging tasks of pursuing a personal injury claim. You should be able to prove that your injuries were the direct result of the other driver’s negligence.
In some cases, this can be easy. But when the fault is unclear, your skilled attorney will help you gather evidence to validate your claims. They’ll even contact experts like an accident reconstructionist who can help you establish liability.
Hire A Personal Injury Lawyer Today
In conclusion, dealing with constant calls from the at-fault party’s insurance company can be challenging. But you can take control of the situation by knowing your rights and options as an injured victim.
If you need help filing and managing your personal injury claim, look no further than Adamson Ahdoot.
With over 100 years of combined legal experience, Adamson Ahdoot is one of the leading civil litigation firms in the Golden State. Our promise to our clients is that we’ll handle their cases with the intimacy of a small firm and the expertise of a larger one.
Our team of experienced personal injury lawyers will guide you through filing your personal injury claim and increase your chances of getting justice.
With Adamson Ahdoot’s help, you can focus on your healing and recovery. Call us at (800) 310-1606 and file your personal injury claim today.
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